Payment Policy for NitopadGuru

Effective Date: February 10, 2025

At NitopadGuru, we aim to provide a seamless and secure payment process for all our customers. This Payment Policy outlines the accepted payment methods, security measures, and billing information practices when making purchases from our website.

1. Accepted Payment Methods
We offer a variety of secure payment options to ensure that shopping at NitopadGuru is convenient and secure. The following payment methods are accepted:

• Credit and Debit Cards: Visa, MasterCard, American Express, Discover, and other major credit or debit cards.
• PayPal: For fast and secure transactions.
• Apple Pay and Google Pay: For mobile-friendly payments.
• Gift Cards: NitopadGuru gift cards may also be used for purchases.

Payment is due at the time of order placement. By submitting an order, you authorize NitopadGuru to charge your selected payment method for the total order amount, including any applicable taxes and shipping fees.

2. Currency
All transactions on the NitopadGuru website are processed in US Dollars (USD). If you are shopping from outside the United States, your bank or payment provider will convert the payment amount to your local currency based on the exchange rate at the time of the transaction.

3. Payment Security
We take the security of your personal and payment information seriously. NitopadGuru uses industry-standard encryption technology (SSL) to protect sensitive data during transmission. Our payment processing systems are PCI DSS compliant, ensuring that your credit card and financial details are securely handled by trusted third-party processors.

While we take great care to protect your data, please be aware that no method of electronic transmission or storage is completely secure. We encourage you to use strong, unique passwords for your account and to monitor your payment methods for any unauthorized activity.

4. Billing Information
When you make a purchase, you will be asked to provide your billing information, which includes your name, billing address, and payment details. It is essential to provide accurate billing information to ensure smooth processing of your payment and order. If the billing information does not match the records on file with your payment provider, your order may be delayed or canceled.

5. Order Confirmation and Payment Processing
Once you complete your order and payment, you will receive an order confirmation email with the details of your purchase. This email serves as proof of your transaction.

Please note that the order confirmation is not an acceptance of the order. NitopadGuru reserves the right to review, approve, or reject any order based on factors such as product availability, payment verification, or fraud detection. If your payment is declined or your order is rejected, we will notify you via email and work with you to resolve the issue.

6. Pre-Authorization Holds
When you place an order, your payment method may be pre-authorized for the total order amount. This means that the funds are reserved, but not yet fully charged. Once your order is processed and shipped, the pre-authorization will be completed and the funds will be charged to your account. If the order is canceled, the pre-authorization hold will be released, but it may take several business days for the hold to be removed by your bank.

7. Sales Tax
Sales tax is applicable to orders based on the shipping address and will be calculated at checkout. The rate is determined by the state or country of the destination. For U.S. customers, the sales tax will be applied in accordance with the laws of the state where the product is shipped.

8. Failed or Declined Payments
If a payment is declined or fails for any reason, we will notify you via email and provide guidance on how to resolve the issue. You may be asked to provide an alternative payment method or correct any billing errors. Please ensure that your payment information is up to date to avoid delays in processing your order.

9. Payment Disputes and Chargebacks
If you believe there has been an error with your payment or a charge made in error, please contact our customer support team at info@nitopadguru.com. We will work with you to resolve the issue promptly. Please note that chargebacks or payment disputes initiated without prior communication with us may result in account suspension and additional fees.

10. Contact Us
If you have any questions regarding our Payment Policy, or need assistance with your payment or order, please do not hesitate to contact our customer support team:

NitopadGuru
Street: 610 W Quay Ave Artesia, New Mexico (NM), 88210
Phone Number: 575-746-4233
Email: info@nitopadguru.com
Website: www.nitopadguru.com